The majority of life insurance plans fall under three categories: term life insurance, whole life insurance, and universal life insurance.
When you work with just one life insurance company, they’ll provide you with quotes for the various life insurance plans that their company has to offer. When you work with us at McCall Insurance Services in Clemmons, North Carolina, you will have access to a wide variety of life insurance carriers, so we can match you with the right type of life insurance and coverage for your situation.
The majority of life insurance plans fall under one of three categories: term life insurance, whole life insurance, and universal life insurance. Term is an affordable option that provides coverage for a pre-specified period of time. Whole life provides guaranteed protection and fixed cash value growth. Universal life also guarantees protection but gives you flexibility to change the death benefit or premium amount.
In addition to these types of life insurance plans, we can also help you with long-term care coverage and final expense coverage, also called burial insurance. We are happy to address your questions and go over the benefits of life insurance and why nearly everyone should have this important insurance coverage. If you would like to have peace of mind that your loved ones won’t have the added stress of meeting financial obligations if you are no longer around, we can help you obtain the coverage you need.
We can also go over any existing life insurance policies that you have and explain the coverage and determine if there are any gaps that need to be addressed by either replacing what you have or augmenting with one of our life insurance plans. Reach out today to learn more by scheduling a consultation.